Target: California Senator Dianne Feinstein
Goal: Provide free higher education at state universities
Recently Oregon passed a law that introduced a plan titled “Pay it forward. Pay it back.” The goal of this plan is to make tuition at state universities free, requiring students pay three percent of their income for a certain number of years. Urge Senator Feinstein to introduce a plan to get started on free higher education, as education is supposed to be a human right.
Oregon’s recently introduced plan is targeting the debt of student loans, which earlier this year fell between $980 billion and $1 trillion. There are currently 37 million Americans suffering from student loans. The current rate for graduates with bachelor’s degrees is 10 percent for 10 years while Pay it Forward is 3 percent for 20 years. Statistically this is still a shorter term than it takes most students to fully pay off their debt, but this number could still be negotiated. This also helps future students go to school as the fund is set up for their tuition needs.
Unlike with traditional student loans, being unemployed doesn’t affect the status of the student in the program. Students continue going to school, and once employed again they resume their regular payments. Their are also no taxes paid for participating in this program. Students able to pay for tuition on their own can save the extra money for car or house payments, or simple miscellaneous items.
If Congress proposed laws introducing plans like Pay It Forward for every state, graduate rates could go up and student debt could go down. Education is a human right that is being fought for everywhere. Make access to higher education easier in the United States.
Dear Senator Feinstein,
Oregon’s recent decision to begin a plan titled “Pay it Forward. Pay it Back,” has shown a creative and effective approach to student loan debt in the United States. It maintains a rate of three percent of the graduate’s income for 20 years and allows students tuition-free enrollment at state universities. With currently 37 million Americans in debt due to student loans, America is in need of constructive ways to start fixing the numbers and supporting education.
Education is a human right that is being fought for quite vigorously in many parts of the world. As a country looked up to for its educational opportunities and support of educational rights, it’s about time we stop treating higher education like it’s a privilege. Students feel like they must choose between work and school because school seems too expensive to attend. With a program like Pay it Forward students would be able to go to school without worrying about tuition fees piling up on them.
The program still needs certain amendments to it, such as covering textbooks and constructing an available housing plan; these would be helpful solutions to further education problems. Still, the program allows the continuance of free tuition for future students seeking higher education as funds collected would go towards their education.
I am urging you to implement a plan to promote free higher education for the entire country. Students in every state are struggling from debt that accumulated while they were striving to continue towards success. Higher education must be made more attainable for everyone.
[Your Name Here]
Photo credit: Richie via Wikimedia Commons