Urge Congress to Stop Blocking the Consumer Protection Agency

Target: Speaker of the House, John Boehner

Goal: Appoint a director for the Consumer Financial Protection Bureau

President Obama’s recent appointment of Richard Cordray to the Consumer Financial Protection Bureau (CFPB) is under emergency review by the Supreme Court because the appointment was made while Congress was in recess. The reason the President had to make this move during recess is that Congress is blocking him from hiring a director of the agency — the CFPB has yet to have a director despite being created two years ago. Regardless of who is appointed, urge Congress to confirm a director of the CFPB as soon as possible.

One major cause of the American economic recession was the dishonest business practices that companies used to take advantage of unsuspecting consumers, and the CFPB was formed in 2011 to act as a watchdog against just that. Thousands of Americans were tricked into taking on untenable mortgages and credit cards that they could not afford, only to be burned by the fine print later.  Without a functioning CFPB, there is no stopping companies from continuing this unfair practice.

Since Cordray’s appointment, rules have been set to prevent mortgage lenders from lying to borrowers about rates, fine credit card companies for violating consumer protection laws, and force debt-relief services to refund illegal fees. This amazing groundwork for protecting consumers would be nullified if Obama’s recess appointments are ruled unconstitutional.

American consumers need protection from dishonest companies, and the Consumer Financial Protection Bureau was formed to do just that. But without a director, the agency cannot operate to its full ability. By signing this petition you are urging Congress to stop their obstructionism and appoint a director for the CFPB.


Dear John Boehner,

Despite being created almost two years ago, the Consumer Financial Protection Bureau (CFPB) has yet to be assigned a director. The CFPB cannot operate fully without a director, and it is blatant obstructionism to continue to block this appointment. The American consumers deserve protection from dishonest businesses, and they cannot be guaranteed this protection without a functioning CFPB.

A large reason our country fell into recession is that thousands of Americans were tricked into taking mortgages and credit cards by misleading company representatives. The CFPB would severely limit a companies ability to mislead customers, and it is an important step to ensuring our country doesn’t fall down a similar path again. I am urging you to appoint someone as director of the Consumer Financial Protection Bureau for the good of the American people.


[Your Name Here]

photo credit: wallyg via Flickr

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One Comment

  1. As usual, money talks and the rest of us can suffer. There are MANY positions left open with agencies that were designed to protect Americans from greed. I wonder why they still havent been filled..hmm?

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41 Signatures

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