Reverse Decision to Deny Kidney Donor Health Insurance

Target: Blue Cross and Blue Shield of Minnesota

Goal: Overturn the decision to deny health insurance to Mr. Radburn Royer, who donated a kidney to his daughter.

After donating one of his kidneys to his daughter, Mr. Royer’s application and appeals to Blue Cross and Blue Shield of Minnesota for private health insurance have been rejected. The insurance company has refused to discuss the case publicly, although they have stated the refusal is founded on Mr. Royer’s blood creatinine test results, which were high. Officials did release a statement claiming applicants with one kidney are not discriminated against, so long as their test results are within normal range.

The method of kidney testing used has been called into question by field professionals, causing Mr. Royer’s health risk determination to be skewed and inaccurate. His own nephrologist testified to his patient’s health being in good standing. It is therefore reasonable to assume Blue Cross and Blue Shield of Minnesota’s acceptance criterion are inadequate. Their range of normalcy is not able to account for the health status of a kidney donor.

The rigid acceptance methods of insurance companies are punishing people like Mr. Royer, people who have gifted their own health for that of another, by denying them health care. Sign below to demand that Blue Cross and Blue Shield overturn their decision on Mr. Royer’s case and provide him with the health insurance he has requested.


Dear Blue Cross and Blue Shield of Minnesota,

Your recent denial of Mr. Radburn Royer’s application and appeals for health insurance is being called into question by medical field professionals, and now, the public. We believe Mr. Royer has the right to receive health care, provided by Blue Cross and Blue Shield, based on its own practices of extending benefits to applicants without high-risk preexisting medical conditions.

The high blood creatinine levels in his blood are not necessarily indicative of chronic kidney disease. It is lackadaisical and cold to deny him benefits, particularly when based on inadequate test results measurement. Your current acceptance ranges are unable to account for Mr. Royer’s situation, incapable of showing what he actually is: healthy.

We are demanding that Mr. Radburn Royer’s application be readmitted and accepted for the provision of health care benefits. Furthermore, to prevent this kind of catastrophe from recurring, Blue Cross and Blue Shield of Minnesota needs to reevaluate their standards of acceptance, which are denying people both healthy and financially capable.


[Your Name Here]

Photo Credit: Kenn W. Kiser via morgueFile

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